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Rbc westjet mastercard sign in rbc professional line of credit

Enhanced in early 2016, the West Jet RBC World Elite Mastercard is a companion travellers dream. The card for Canada's second largest airline and its relatively young rewards program is definitely suited to a wide ranging amount of Canadians who can utilize its benefits. The West Jet RBC World Elite Mastercard is the co-brand card for the West Jet Rewards frequent flyer program. The card issued by RBC has been around for several years now and has always been a decent travel rewards card option for West Jet travel. It is the ideal card for individuals who travel on West Jet regularly and for couples or families who travel on West Jet at least once per year. The West Jet RBC World Elite Mastercard comes with a $99 Annual fee which is lower than most of its competitors that offer a similar level of rewards and benefits. Supplementary cards run $49 which is the essentially the same as the majority of the Infinite/Platinum/Gold travel credit card offerings from other banks. The interest rate on the card is 19.99% which is also in line with most of the cards at this level. Income requirements for the card are $70,000 Personal or $120,000 Household. The West Jet RBC World Elite Mastercard has two earn rates associated with it. If you use the card for West Jet or West Jet Vacations purchases you'll earn 2% of those values in West Jet dollars. All other eligible purchases made on the card earn 1.5% in West Jet dollars. That essentially makes this a 1.5% return card on the majority of your purchases save for those directly made with West Jet or West Jet vacations. West Jet Rewards is a nice simple frequent flyer program to wrap your head around. One West Jet dollar is the equivalent to one Canadian dollar when you redeem for West Jet flights or vacation packages. You can use that as 25 dollars towards any West Jet ticket to save you money no matter the cost of the ticket. If that ticket is $300 before taxes and you have 300 West Jet dollars you can redeem for the full amount meaning that ticket is essentially free as you still have to pay for taxes and fees. At this time West Jet dollars cannot be used towards taxes and fees. Perhaps this is something they will add in the future seeing that a big competitor of theirs now offers that option. If you have used flexible point programs like TD Visa's travel anywhere benefit or American Express' Use Points for Purchases before for travel than the West Jet program should be easy for you to use as it mimics these programs. Essentially West Jet is taking the best of two worlds, a frequent flyer program and a travel anywhere credit card program and combining them into one program. Unlike competing programs here in Canada, West Jet Rewards only has a few a redemption options as we mentioned above, flights and vacation packages. But that is what an airline program is meant to be. Right now you can redeem for any West Jet flight including their code shares on partner airlines like American Airlines and Delta so long as it has a West Jet flight number and issued as a West Jet ticket. This means you can use your West Jet dollars to fly most places in North America, Sun destinations like Hawaii, Mexico, the Caribbean and Central America as well as on West Jet's flights to Europe. The West Jet RBC World Elite Master Card has some great features and benefits that are particularly useful to those who travel on West Jet. The first well known benefit is the first checked bag free option. When you hold the West Jet RBC World Elite Mastercard, you and up to 8 guest travelling on the same reservation can each check your first bag for free. And you don't even have to purchase the tickets on your West Jet RBC World Mastercard! So long as you are a cardholder which will be identified by your West Jet Rewards number you can take advantage of this benefit. The second and also the biggest benefit that this card also comes with is a very strong companion voucher ticket offer that is available annually. Prior to March 2016 this offer was limited to Canada and the Continental U. but that was expanded to be able to use on any West Jet operated flight. The way it works is that when you purchase one ticket with West Jet you can get a companion ticket for as a little as $99. Here are the annual companion ticket options (prices don’t include taxes, fees and charges): What does this mean? Well it means it can save a crap load of money when you travel as the beauty of the voucher is that it works on any fare class at anytime with no blackouts. So you could book a more expensive Plus Fare to London and get your companion in Plus as well for only $399! For example take middle of July busy season flights to London Gatwick from Calgary: the Plus Fare is $2,074 before taxes and fees. That means the companion fare at $399 will save you $1,675!! Don't forget that you can also use any and all of your West Jet dollars towards the first person's fare to save even more money! Finally the card also has a strong insurance package that places it in the middle of the road with its competitors. It includes emergency medical insurance (15 days for those 64 and under; 3 days for 65 ), travel accident insurance, trip interruption insurance, hotel and rental car insurance. Plus it also has extended warranty and purchase protection There are four major items that are good about this card. Used the right way it can save you tons of money on a West Jet trip every year. Finally the fourth item that makes this card appealing is the annual fee, its only $99. Secondly is the first checked bag benefit at a savings of $25 a pop. That's $21 to $51 lower than many of this card's direct competitors and in that first year you get the $250 and whatever other savings you get from the companion voucher and free bag benefit. There are just a few things that are not so good about this card. I have travelled at times with a group of 6 people on West Jet, so right there on a round trip flight that would save $300 if buying the lowest fare class. First is the earn rate, at 1.5% on the majority of purchases there are cards out there that compete with this one that will give you 2% back or even more and those cards don't limit you to redeeming on West Jet only. The 2% back on West Jet purchases is decent but you can get that on the American Express Gold Rewards Cards as well and then have many more redemption options to use that 2% reward you earned. The second issue we have with the card is more so with the West Jet Rewards program and not the card itself but being a co-brand card these go hand in hand! That issue is your limited redemption options in terms of where you can fly. This card has been awarded the best travel card for Canadians by other websites and publications but we have difficulty with that designation as it can't get you to every corner of the globe like other cards nor can it get you into business class or first class seats.... Seeing that you can only redeem on West Jet coded flights you are limited to redeeming for economy or Plus flights within Canada, to the U. S., to Sun destinations and their three (at time of publishing) cities in Europe. You can't fly to Australia, Asia, Africa or many other destinations with West Jet Rewards. Now we say 'yet' because West Jet's partnerships with other airlines are expanding. For example they teamed with Qantas for reciprocal earning but when the announcement came out they also said that redemption will come in 2017. When that happens you'll be able to use West Jet dollars to fly on Qantas and chances are even in Business or First Class. As is always the case it depends on your travel habits! If you travel on West Jet then in most cases the card will make sense but not always. If you are a solo traveller who only flies West Jet once or twice per year you are better off getting a credit card that offers a higher return such as the mbna Rewards World Elite Mastercard as you'll earn more miles on your purchases that you can still redeem on West Jet flights. Being a solo traveller you won't make use of the companion voucher so you are better off with that higher earn elsewhere. However if you travel at least once a year with two or more people or as a single traveller frequently with checked baggage on West Jet then the card is a no-brainer as you can make use of the companion voucher and the first checked bag free benefits to save you a ton of cash. On the flip side if you travel to places that West Jet doesn't serve or their partners like Qantas don't serve the card doesn't make much sense. Well for the $99 annual fee you get the 250 West Jet dollar sign up bonus. That being said, at a minium if you know you are going to fly West Jet at least once, and you can even be that solo traveller we mention earlier you may want to get the card just to save on that one flight. This means you can save $151 on that one West Jet flight and then cancel the card. Don't tell them that we told you to do this though! ;-)Overall this card makes great sense for a lot of Canadians who foresee themselves travelling on West Jet at least once per year with a companion or a few times per year individually. The benefits the card comes with are really second to none as no other card has a companion voucher offer like this and very few have a checked bag benefit. When you get this card it isn't so much the West Jet dollars you earn on your everyday spending even though they will add up it is about those two huge benefits it comes with. Question not specific to the credit card, but related to the Westjet Rewards program. On the Westjet website, it shows I earned 1 Westjet dollar for 2 recent flights. The Westjet dollars shown are in whole numbers (no decimal points). Would like to churn it by downgrading somehow, preferably to a no AF card so I could keep my credit history and just apply for a new WJ card in the future. I just want to keep this card for my credit history. My plan would be to do new applications going forward with a hold for 8, cancel and reapply in 4. So no risk using companion pass then switching product? My oldest card (RBC Infinite Avion) is pretty much useless to me now that I have a few new cards in my wallet, but I'd love to be able to keep the history. If i switched my WJ Elite MC to the RBC Cash Back MC now, will i receive the welcome bonus for the WJ Elite MC again if i were to switch back to it in a couple of months? Does Westjet round the 1% down to the nearest dollar or is the decimals just not shown? Would like to churn it by downgrading somehow, preferably to a no AF card so I could keep my credit history and just apply for a new WJ card in the future. The way that I read the terms is that the voucher will be cancelled when you do the switch,but you may book a flight before the voucher is cancelled for a future flight. Worse case scenario,wait till after the flight date to cancel for a couple of months less of a pro-rated refund. My oldest card (RBC Infinite Avion) is pretty much useless to me now that I have a few new cards in my wallet, but I'd love to be able to keep the history. Or is the best bet to cancel the card then apply for it again? Would like to churn it by downgrading somehow, preferably to a no AF card so I could keep my credit history and just apply for a new WJ card in the future. So no risk using companion pass then switching product? I see there is a RBC Rewards Visa or RBC Cash Back Mastercard, both with no AF. Just logged into WJ and there sits my new companion pass. I have upcoming travel in April this may work well for. Just logged into WJ and there sits my new companion pass. I have upcoming travel in April this may work well for. If i switched my WJ Elite MC to the RBC Cash Back MC now, will i receive the welcome bonus for the WJ Elite MC again if i were to switch back to it in a couple of months? Or is the best bet to cancel the card then apply for it again? I haven’t done this, but I would suspect you wouldn’t get the sign up bonus through a product switch. Why not product switch to the Cashback card, then a few months later submit a new application for a WJWE. I think you stand a better chance getting the signup bonus that way. If i switched my WJ Elite MC to the RBC Cash Back MC now, will i receive the welcome bonus for the WJ Elite MC again if i were to switch back to it in a couple of months? Or is the best bet to cancel the card then apply for it again? My experience is just 1 data point but I got a bonus the 2nd time through product switching. Got an email from Westjet saying there was a $250 bonus if I applied as if they never had it in their system that I previously held the card. (Also for those sock drawer people, spend 1$ every month and you'll be surprised at your statements when they deposit your WJD ;-) ) My experience is just 1 data point but I got a bonus the 2nd time through product switching. Got an email from Westjet saying there was a $250 bonus if I applied as if they never had it in their system that I previously held the card. Rbc westjet mastercard sign in rbc market cap WestJet RBC® credit cards. WestJet Rewards FAQs. WestJet dollars. WestJet Rewards. Manage WestJet dollars. Transaction history. Account overview. Manage WestJet dollars. Missing rewards. Expiring WestJet dollars. Legal, restrictions and terms and conditions. Antigua Aruba Bahamas Barbados Belize Bermuda Canada Cayman Islands Costa Rica Cuba. Credit cards are important for things like making hotel reservations, car rentals, or online purchases. They’re convenient and secure, and help give you the freedom to manage your finances, cover unexpected emergencies and also take advantage of rewards and special insurances. This is the official blog for Rewards Canada.ca, Canada's Frequent Flyer and Travel Rewards Resource since 2001. Disclosure: We receive compensation from some credit card companies featured on this site. Although we are compensated for every credit card that is approved via our website affiliate links, our research and content are based on an objective analysis. You can call and whine, RBC seems most open to that option as a way to solve your issues around AF but as you should know it isnt a policy for PS. On the upside with PS they will count one AF as that of the new card when you switch so if you switch and do another PS in 6 months you're at 2 WB for the price of one which is a win in my books Yes they will charge an annual fee for the new card, but it will be prorated so you should get a refund of ex $100 and charged $120. But because you have FYF not sure if the refund will actually come. Yes they will charge an annual fee for the new card, but it will be prorated so you should get a refund of ex $100 and charged $120. But because you have FYF not sure if the refund will actually come. RE: Silver Status After the fiasco with the FYF not posting for my wife and getting that reversed as "good will", now the silver status isn't posting. It has been 60 days since approval of the card and in the terms it says will be posted within 30 days after approval of the card. They say it needs to be investigated by the back office which will take 10 business days... So my dad, applied for Westjet MC a few month ago but he used my westjet ID reward number, as he usually doesn't use Westjet. However, after a few months I am yet to recieve the WJ dollars sign up bonus. When we contacted RBC, they said they have already issued the WJ dollars. Could this be because we have different names for the card holder and reward ID? So my dad, applied for Westjet MC a few month ago but he used my westjet ID reward number, as he usually doesn't use Westjet. However, after a few months I am yet to recieve the WJ dollars sign up bonus. When we contacted RBC, they said they have already issued the WJ dollars. Could this be because we have different names for the card holder and reward ID? Booked a companion flight via westjet yesterday night and got a 15% base off coupon today. Can I cancel the flight and use the companion fare and coupon together? I know in the home page if companion is selected then you can't add a coupon but at the checkout last night there was a field for coupon. Booked a companion flight via westjet yesterday night and got a 15% base off coupon today. Wondering if it's possible and if anyone has done this?? Can I cancel the flight and use the companion fare and coupon together? It locks you into West Jet and the companion fare isn't that easy to use because West Jet is not always the cheapest. I would say I still came out ahead but the $250 credit and 2 companion fares were not easy to use. I know in the home page if companion is selected then you can't add a coupon but at the checkout last night there was a field for coupon. I booked a flight for LAX with West Jet at roughly $480. So I essentially paid $119 AF plus $30 difference for the right to pay $99 to use the companion fare. Wondering if it's possible and if anyone has done this?? I also have to pay taxes on the flight which was around $130.


1.5% savings, 20% more points, 3 cents per litre off, vs using 4% cashback card) and how the companion voucher, free luggage plays, and Mastercard Loungekey play in, as they are hefty benefits that will save you a lot. For example, West Jet WE vs TD Aeroplan, TD has very different insurance benefits, they both cover some items that the other doesn't. However, you then have to math out how the Petro Canada bonus will play in (i.e. My plan is to pair it with Amex Cobalt (SPG) so that I can save big on travel every year. I've been able to get 2% per point on Aeroplan, and West Jet is a flat 1.5% earn rate. Loaded question that depends on how you're going to value points, how much you'd be using the card, etc... My plan is to pair it with Amex Cobalt (SPG) so that I can save big on travel every year. If you're milking Aeroplan through AMEX MR, then TD Aeroplan can get you the free bag and Maple Leaf Lounge access on reward flights, and an Aeroplan card to earn some points and top you up a bit may be good, but if you're not a churner, West Jet WE is probably better longterm potential. Not to mention Aeroplan and Air Canada breaking up making the future uncertain. Outside of churning, I think the West Jet card is the better option compared directly with Aeroplan cards. I am not planning for any travel at least this summer, staying low due to various financial constraints. Although, I will want to get this card before next year summer. Does anybody have any success in churning this card after a year of hiatus? I am not planning for any travel at least this summer, staying low due to various financial constraints. Did anyone manage to get the card FYF by mentioning switching from another WE card (BMO WE)? This card is great to keep just for the annual companion voucher and free checked bags. Although, I will want to get this card before next year summer. Does anybody have any success in churning this card after a year of hiatus? I am not planning for any travel at least this summer, staying low due to various financial constraints. Although, I will want to get this card before next year summer. Does anybody have any success in churning this card after a year of hiatus? I just signed up a second time, 6 months following my initial cancellation, haven't seen or heard anything from RBC to suggest I won't be getting the bonus (first statement and annual fee haven't even hit yet). After speaking with the customer service rep for a while she put me on hold, and came back to tell me that my westjet dollars will expire in 90 days. Just before calling RBC, I checked my westjet rewards account and found out that my accumulated westjet dollars do not expire at all. The customer service rep told me to call westjet and confirm. Does anybody have any experience of losing westjet dollars due to cancelling this card? I thought RBC credit card and Westjet rewards are independent of each other. After speaking with the customer service rep for a while she put me on hold, and came back to tell me that my westjet dollars will expire in 90 days. Just before calling RBC, I checked my westjet rewards account and found out that my accumulated westjet dollars do not expire at all. The customer service rep told me to call westjet and confirm. Does anybody have any experience of losing westjet dollars due to cancelling this card? I thought RBC credit card and Westjet rewards are independent of each other. If all your Westjet rewards earned have transferred out (which they do every month) then they don't expire and RBC has zero control at that point. If you cancel cards that earn RBC Rewards points you have something like 90 days to redeem any accumlated points. If all your Westjet rewards earned have transferred out (which they do every month) then they don't expire and RBC has zero control at that point. If you cancel cards that earn RBC Rewards points you have something like 90 days to redeem any accumlated points. I find a lot of them don't know what's going on or word it wrong, they like to make it SOUND like it'll cancel, when really it's just creatively warping word choices. RBC West Jet and Marriott VISA both made me have to ask several follow-up questions to confirm, because half the time they're talking about pending points not the independent accounts they have no control over. I cancelled my last Westjet card 6 months go, my measly $20 is still sitting tight. Question not specific to the credit card, but related to the Westjet Rewards program. On the Westjet website, it shows I earned 1 Westjet dollar for 2 recent flights. The Westjet dollars shown are in whole numbers (no decimal points). Does Westjet round the 1% down to the nearest dollar or is the decimals just not shown? CALGARY, September 10, 2013 - The West Jet RBC World Elite Master Card is Canada's best travel rewards card for 2013, according to an annual review and ranking of credit cards in the September issue of Money Sense magazine. The Money Sense credit card ranking examines more than 200 credit cards based on consumer goals and spending patterns. Overall value is determined based on sign-up bonuses, fees and added perks specific to the travel category to determine how far your travel card will take you over a five year period. "West Jet has worked diligently to create a rewards program that aligns directly with our award-winning guest experience," said Bob Cummings, West Jet's Executive Vice-President, Sales, Marketing and Guest Experience. "From the beginning we have taken great care in developing a transparent and simple rewards program and the West Jet RBC World Elite Master Card worked very well with our concept. Receiving the number-one ranking in the travel credit card category from Money Sense tells us that we have provided the public with the kind of service, experience and value they have come to expect from West Jet, RBC and Master Card." The number-one-ranked West Jet RBC World Elite Master Card allows cardholders to earn West Jet dollars for every purchase made. West Jet dollars act as cash and can be redeemed in any amount, to anywhere West Jet flies, at any time. The card also offers a welcome bonus of $250 West Jet dollars and a yearly companion flight for $99, plus applicable taxes, fees and charges. "There is tremendous choice in the marketplace and the top ranking by Money Sense speaks to how hard we worked with West Jet to provide Canadians with a travel rewards card that is easy and simple to earn and redeem your West Jet dollars," said Linda Mantia, Executive Vice-President, Cards and Payment Solutions, RBC. "The West Jet RBC World Elite Master Card provides choice, flexibility and convenience on where, when and how you want to travel with West Jet, while also giving you the added value of an annual opportunity to save on a big trip with our companion offer." For a limited time, cardholders of the West Jet RBC World Elite Master Card and the West Jet RBC Master Card have even more reasons to celebrate with an exclusive opportunity to earn double West Jet dollars in return for using their card to buy West Jet flights or vacation packages this fall. Cardholders could earn up to 6.5 per cent back in West Jet dollars when travelling with West Jet and using their card between now and December 15, 2013. About West Jet West Jet is Canada's most preferred airline, offering scheduled service to 87 destinations in North America, Central America and the Caribbean. Powered by an award-winning culture of care, West Jet pioneered low-cost flying in Canada. Recognized nationally as a top employer, West Jet now has more than 9,600 West Jetters across Canada. Operating a fleet of more than 100 Boeing Next-Generation 737 and Bombardier Q400 Next Gen aircraft, West Jet strives to be one of the five most successful international airlines in the world. This year, West Jet launched its new regional airline, West Jet Encore. About West Jet Vacations West Jet Vacations provides guests with affordable, reliable and easy-to-book travel experiences to 55 destinations in 18 countries, including the United States, Mexico and the Caribbean. Leveraging West Jet's fun and friendly image, extensive network and remarkable guest experience, West Jet Vacations offers guests a great flight schedule and a wide variety of hotel and resort options to create fun and affordable vacation experiences. About West Jet Rewards West Jet Rewards members earn West Jet dollars on West Jet flights, vacation packages and more. West Jet dollars can be used like cash toward the purchase of West Jet flights and West Jet Vacations packages on any date to any West Jet or West Jet Encore destination with no blackout periods, even on seat sales. More flights equal more benefits, including bonus West Jet dollars and Jet-Aways. Guests who use their West Jet RBC World Elite Master Card and West Jet RBC Master Card will earn West Jet dollars even faster. Connect with West Jet on Facebook at Follow West Jet on Twitter at Subscribe to West Jet on You Tube at Read the West Jet blog at blog.ABOUT RBC Royal Bank of Canada (RY on TSX and NYSE) and its subsidiaries operate under the master brand name RBC. We are Canada's largest bank as measured by assets and market capitalization, and are among the largest banks in the world, based on market capitalization. RBC supports a broad range of community initiatives through donations, sponsorships and employee volunteer activities. We are one of North America's leading diversified financial services companies, and provide personal and commercial banking, wealth management services, insurance, and investor services and wholesale banking on a global basis. In 2012, we contributed more than $95 million to causes worldwide, including donations and community investments of more than $64 million and $31 million in sponsorships. We employ approximately 80,000 full- and part-time employees who serve more than 15 million personal, business, public sector and institutional clients through offices in Canada, the U. Rbc westjet mastercard sign in rbc dx The Credit Card Companion Voucher is offered to new WestJet RBC Mastercard cardholders only, and annually thereafter 4-6 weeks after the annual fee is charged. Primary cardholder may use the Credit Card Companion Voucher once for a round-trip flight for travel in Canada. No matter what kind of RBC account you have, enrolling in RBC Online Banking is easy! Go to On the right side of the page in the Sign In box, select Enrol Now. Enrol Online. As a personal banking client you'll need your RBC Royal Bank Client Card or credit card to enrol. WestJet RBC® credit cards. WestJet Rewards FAQs. WestJet dollars. WestJet Rewards. Manage WestJet dollars. Transaction history. Account overview. Manage WestJet dollars. Missing rewards. Expiring WestJet dollars. Legal, restrictions and terms and conditions. Antigua Aruba Bahamas Barbados Belize Bermuda Canada Cayman Islands Costa Rica Cuba. The West Jet RBC World Elite Mastercard is a relatively straightforward card attached to a straightforward loyalty program. It’s for people who travel on West Jet, and the card has some potentially compelling value. This card has an annual fee of $119 (up from $99 in November 2017). The supplementary card fee is $59, but keep in mind that the checked bag benefit and companion fare voucher are only for the primary cardholder. As a 1-time sign-up bonus, you get 250 West Jet dollars. Every year, shortly after your sign-up anniversary date (and including the initial sign-up), you get an annual companion fare of $99 plus taxes and fees (which can add up to more than $99 dollars on their own) within Canada and the continental USA. This means that you have to pay the normal price for 1 ticket, but pay the $99 plus taxes and fees for your travelling companion (who can be anybody). The companion fare also applies to destinations outside of Canada and the continental USA but for a higher price: $299 plus taxes and fees to Hawaii, Mexico, Central America and the Caribbean; and $399 plus taxes and fees for all other West Jet destinations. With the card, you get the first checked bag free for the primary cardholder and up to 8 companions on the same flight. This applies to flights wholly operated by West Jet, not code share flights. The first checked bag usually costs at least $30 per flight direction, which really adds up on multiple flights and multiple travellers. You earn 1.5% back in West Jet dollars on non-West Jet purchases made on the card, and 2.0% back in West Jet dollars on West Jet purchases (flights and West Jet Vacations packages). West Jet dollars can be redeemed in any amount over 15 West Jet dollars against the base fare of a flight, including code share flights. They can also be used for Member Exclusive fares, which I’ll explain shortly. I’ve had this card for a few years, and personally I think it’s worth keeping the card beyond the first year if you fly at least a few times per year. With that minimum travel frequency, you can still keep your options open to fly on other airlines who might have a cheaper flight or more desirable route. (I always check options with a tool such as Google Flights first.) After all, you don’t want to choose a more expensive flight or one with less desirable timing or stopovers just so you can “benefit” from the card. If you don’t travel frequently, then you can always cancel the card after the first year and then consider re-applying in advance of your next flight. Just plan far enough in advance, since it can take 4-6 weeks after your first purchase on the card to get the West Jet dollars welcome bonus and companion voucher. If you’re a super frequent West Jet traveller, you might already be getting some of the main card benefits such as free checked bags and companion vouchers. The West Jet credit card is not as popular as Aeroplan-affiliated cards, not just because Air Canada is the bigger airline and Aeroplan is the bigger flight network, but also because 1) there are just so many other Aeroplan-affiliated cards; and 2) there are more ways to earn and convert to Aeroplan points. Compared to Aeroplan / Air Canada cards, I think the West Jet card is more generous. For example, with the lower Aeroplan-affiliated cards, you get the first checked bag free on rewards flights only. With the higher end Aeroplan-affiliated cards, you get the first checked bag free on all flights (up to a maximum cap in 1 case), but only for the primary cardholder. However, with Aeroplan it’s easier to accumulate many points fast by signing up for multiple credit cards with generous sign-up bonuses. If you’re under 65 years of age, the card provides out of province and country emergency medical insurance for trips of up to 15 days long; or for 3 days if you’re 65 or older. There is also flight delay insurance, hotel/motel burglary insurance, car rental insurance, and more. A missing travel insurance is trip cancellation insurance. West Jet’s Member Exclusive fares are available to West Jet members in general — it’s not a feature specific to the credit card. However, it’s worth mentioning since you must be a West Jet member to benefit from the credit card, and having the card helps you to earn West Jet dollars. In short, you can sometimes get much more than a $1 per West Jet dollar value when using Member Exclusive fares. Member Exclusive fares are a bit of an under-advertised feature because West Jet doesn’t publicly post an “award chart”. You can see a bit of a breakdown in this blog post. I’ve definitely found that the hidden award chart is not a fixed number of dollars — certain flights and dates are more than the minimums listed in that post. With Member Exclusive fares, you must have enough West Jet dollars to cover the entire 1-way fare (excluding taxes and fees) — in other words, you cannot do partial redemptions, although the fares are split into 1-way segments. For example, you must have at least 125 West Jet dollars in your account if the Member Exclusive fare is $125 (before taxes and fees). These fares sometimes provide great value, but the system runs a bit contrary to the simplicity of the West Jet dollars system; outside of these fares, you can apply any number of West Jet dollars against your travel. The lack of a fixed award chart probably prevents this from being a more popular feature as well. An unexpected benefit I’ve used is that you get 3 cents off per litre at Petro-Canada gas stations if you link your West Jet credit card to your Petro-Points card. The West Jet RBC World Elite Mastercard has a minimum personal income of $80,000 or a minimum household income of $150,000. If you don’t meet these requirements or don’t want to pay such a high annual fee, you can consider the West Jet RBC Mastercard (basically, the non World Elite version), which has a $39 annual fee, a 50 West Jet dollars welcome bonus, and a 1.5% West Jet purchases / 1.0% “everything else” earn rate. It doesn’t have a “free checked bag” benefit or annual companion fare. After the first year of using this card, I felt a bit uneasy about continuing to pay for it. Sometimes a West Jet flight makes sense, and sometimes a different flight makes sense. However, especially with a few flights per year for my business, I’ve been able to factor in the card’s benefits when deciding which flights to take. The card has so far realized more than enough value for me to keep holding it.